Questions · 401(k)
401(k) questions
Sample contribution math—not investment advice.
Math
How much is a 401(k) contribution on $80,000 with 6% deferral and 50% match up to 6%?
Stated sample only: total about $7,200/yr. Prefill calculator · Example page.
What does “match 50% up to 6%” mean here?
The employer contributes 50% of what you defer, but only on deferrals up to 6% of salary. Deferring more still adds your money, but not more match under this sample formula.
Is the growth projection guaranteed?
No. It uses a constant sample annual return you type—not a market forecast.
Product
Is this investment or tax advice?
No. Educational arithmetic only.
Can I embed this calculator?
Yes. Use the share and embed options on the calculator page.
Educational only. Last reviewed: August 9, 2026.
YMYL notice: This site is for education only. It is not financial, tax, or investment advice. Nestfigure is not a bank, credit union, broker, investment adviser, or fiduciary. Product terms, rates, and penalties vary—always read your institution’s disclosures before acting. Calculator results are mathematical estimates, not bank quotes.