Free paycheck calculator

Paycheck Calculator
Gross & take-home estimates

Estimate pay per check by weekly, biweekly, semi-monthly, or monthly schedule—with a tax rate you control. Clear math, no signup.

John Rey Balais, developer of Nestfigure Written & maintained by John Rey Balais Developer · Nestfigure
Live Updates as you type
Optional (e.g. retirement or health premium you want to model). Not a benefits advisor.
You type this rate—Nestfigure does not look up IRS or state brackets. Leave 0 for gross-only views. Not IRS withholding.
Optional amount after estimated tax (e.g. a simple savings set-aside in the model).
Estimated net per paycheck
$0.00
Gross / check
$0.00
Est. tax / check
$0.00
Annual gross
$0.00
Take-home %
0%
Step Amount
Model a raise

Educational estimate only. Not IRS Publication 15-T withholding, state tax software, or a real paycheck. Official federal employer withholding methods are in IRS Publication 15-T on irs.gov.

Where a paycheck goes (model)

Gross split under your rates

Gross by pay frequency

Same annual gross, different schedules
Frequency Checks / year Gross / check

Compare tax rate estimates

Same gross and deductions, different rates you might try
Tax % Est. tax / check Net / check

Key takeaways

  • Gross first: annual salary (or hourly × hours × weeks) ÷ checks per year.
  • Sample only: $60,000.00 biweekly at a 22% tax estimate → about $1,800.00 net per check under Nestfigure’s model.
  • You type the tax %: Nestfigure does not apply IRS or state tables automatically.
  • Official federal withholding methods: IRS Publication 15-T

How it works

Choose annual or hourly pay, pick a pay frequency, optionally subtract a pre-tax amount per check, apply an estimated combined tax percent, then optional post-tax dollars. Full detail: how the paycheck calculator works.

Worked examples

Guides

Official source

How does this paycheck calculator work?

It splits annual (or hourly-annualized) gross by pay frequency, subtracts optional pre-tax dollars, applies a combined tax percent you type, then optional post-tax dollars. Sample only: $60,000.00 biweekly at 22% estimate → about $1,800.00 net per check. Not IRS withholding tables.

Does Nestfigure look up my state taxes or IRS brackets?

No. You enter an estimated combined tax rate. Official federal employer income tax withholding methods are in IRS Publication 15-T. Nestfigure is not a substitute for that publication or payroll software.

Can I prefill the paycheck calculator from a link?

Yes. Parameters: mode (annual|hourly), annual, hourly, hoursPerWeek, weeksPerYear, frequency, preTax, taxRate, postTax.

Is this paycheck calculator free?

Yes—free, no signup. Educational math only; not tax, legal, or payroll advice.

How we calculate · Common questions · Sample prefill · Raise calculator · Overtime calculator

Disclaimer: Educational estimates only—not tax advice, payroll, or a substitute for IRS Publication 15-T or your pay stub.

YMYL notice: This site is for education only. It is not financial, tax, or investment advice. Nestfigure is not a bank, credit union, broker, investment adviser, or fiduciary. Product terms, rates, and penalties vary—always read your institution’s disclosures before acting. Calculator results are mathematical estimates, not bank quotes.