Questions · Savings duration
Savings duration questions
Drawdown samples—not retirement plans.
Math
How long does $100,000 last at $2,000 a month?
Stated sample only (0% growth): about 4 yr 2 mo. Prefill calculator · Example page.
Does growth always make money last longer?
Under a fixed withdrawal and constant positive growth rate in this model, yes—growth can extend the runway or make the balance look sustainable. Real returns vary.
What is a withdrawal rate in this tool?
Annual withdrawal rate is roughly (monthly withdrawal × 12) ÷ starting balance. Nestfigure does not prescribe a “safe” rate.
Product
Is this retirement advice?
No. Educational arithmetic only—not investment, tax, or Social Security advice.
Can I embed this calculator?
Yes. Use the share and embed options on the calculator page.
Educational only. Last reviewed: August 9, 2026.
YMYL notice: This site is for education only. It is not financial, tax, or investment advice. Nestfigure is not a bank, credit union, broker, investment adviser, or fiduciary. Product terms, rates, and penalties vary—always read your institution’s disclosures before acting. Calculator results are mathematical estimates, not bank quotes.