“Full-time” is often taught as about 40 hours a week. Multiplied by 52 weeks, that is 2,080 hours a year—before unpaid leave or unpaid holidays. Part-time hours scale the same way.
Sample at $20/hour
- 40 hrs/wk · 52 wks → about $41,600
- 20 hrs/wk · 52 wks → about $20,800
Related
Frequently asked questions
Why do people use 40 hours × 52 weeks?
It is a common full-time teaching assumption: 2,080 hours per year. Real schedules may use fewer weeks or different weekly hours.
40 vs 20 hours at $20/hour?
About $41,600 vs $20,800 annual under this model.
Sources linked above include U.S. government materials (for example CFPB, FDIC, NCUA, BLS, IRS) where noted. Sample math uses only labeled Nestfigure assumptions—not bank quotes, job offers, or personalized advice. Last reviewed: August 9, 2026.