Overtime pay math is multiplication: you need a rate, how many hours are regular, how many are paid at a higher multiplier, and what that multiplier is.
Core formulas
- Regular pay = rate × regular hours
- OT pay = rate × OT multiplier × OT hours
- Double-time pay = rate × DT multiplier × DT hours
- Total = regular + OT + double-time
Sample week (not an offer)
$20.00/hour · 40 regular · 10 OT at 1.5× → regular $800.00, OT $300.00, total $1,100.00. Open in calculator · Full example page
What this guide does not decide
- Whether you are legally entitled to overtime
- What multiplier your employer or state must use
- Taxes or net take-home
Related
Frequently asked questions
What is the basic overtime pay formula?
OT pay = hourly rate × overtime multiplier × overtime hours. Regular pay = rate × regular hours. Total = regular + OT (+ optional double-time).
How much is 10 OT hours at $20 with 1.5×?
Stated sample: OT pay $300.00; with 40 regular hours total about $1,100.00.
Related tool
Estimate OT pay with free math
Enter rate, regular hours, OT hours, and multipliers. Educational only.
Open overtime calculatorSources linked above include U.S. government materials (for example CFPB, FDIC, NCUA, BLS, IRS) where noted. Sample math uses only labeled Nestfigure assumptions—not bank quotes, job offers, or personalized advice. Last reviewed: August 9, 2026.