How we calculate · Inflation

How the inflation calculator works

Clear purchasing-power math for learning—not BLS CPI software.

Tool: Inflation calculator · Embed · All how-we-calculate pages · Questions

Purpose

Estimate how a constant average annual inflation rate would change a dollar amount over a whole number of years. Educational only.

Formulas

  • Future cost: amount × (1 + r)^n
  • Past value: amount ÷ (1 + r)^n
  • Total percent change: (result − amount) / amount × 100

r is the average annual rate you type (as a decimal); n is whole years.

What we intentionally leave out

  • Year-by-year official CPI series lookup
  • Category-specific baskets (food, shelter, energy, etc.)
  • Seasonal adjustment, chained indexes, or regional CPI variants
  • Forecasts of future inflation

Official U.S. statistics

For published Consumer Price Index data, use the U.S. Bureau of Labor Statistics CPI pages.

Last reviewed: August 9, 2026.

YMYL notice: This site is for education only. It is not financial, tax, or investment advice. Nestfigure is not a bank, credit union, broker, investment adviser, or fiduciary. Product terms, rates, and penalties vary—always read your institution’s disclosures before acting. Calculator results are mathematical estimates, not bank quotes.