How to use a net worth calculator

1. Enter asset estimates (cash, investments, real estate, vehicles, other).
2. Enter liability balances (cards, student loans, auto, mortgage, other).
3. Read net worth, totals, debt-to-asset ratio, and the breakdown tables.
4. Optional: copy results or export a simple PDF for your notes.

Example: $150k assets · $80k debts sample

What it is not

• Not a bank or brokerage login
• Not tax or investment advice
• Not a judgment that any net worth number is “good enough”

How we calculate · Questions

Frequently asked questions

What inputs do I need?

Estimates for assets you own and debts you owe. Empty fields count as zero.

Can I share a prefilled link?

Yes—use cash, investments, realEstate, vehicles, otherAssets, and debt query parameters.

Sources linked above include U.S. government materials (for example CFPB, FDIC, NCUA, BLS, IRS) where noted. Sample math uses only labeled Nestfigure assumptions—not bank quotes, job offers, or personalized advice. Last reviewed: August 9, 2026.