How to use an inflation calculator

1. Choose future cost or past value.
2. Enter the dollar amount.
3. Enter an average annual inflation % to model.
4. Enter whole years (or use presets).
5. Read result amount, total change, rate compare table, and year path.

Example: $100 · 3% · 10 years

What it is not

• Not automatic BLS CPI history
• Not a forecast of next year’s inflation
• Not advice about COLA or budgeting choices

How we calculate · Questions

Frequently asked questions

What inputs do I need?

Dollar amount, average annual inflation rate %, years, and mode (future cost or past value).

Can I share a prefilled link?

Yes—use amount, rate, years, and mode (future|past) query parameters.

Sources linked above include U.S. government materials (for example CFPB, FDIC, NCUA, BLS, IRS) where noted. Sample math uses only labeled Nestfigure assumptions—not bank quotes, job offers, or personalized advice. Last reviewed: August 9, 2026.